Theo Kyriakopoulos · One Link Mortgage & Financial
Mortgage advice for retirement and complex wealth
I help homeowners 55 and older, people approaching or living in retirement, and families with significant assets borrow in a way that fits their financial plan.
Licensed in Alberta, Saskatchewan, Manitoba and Ontario.
What I focus on
Six kinds of mortgage work, in three groups
Most brokers build their practice around purchases. Mine is built around what happens later: using the home you already own, and the wealth you have already built, to fund the life you want.
Retirement and 55+
Turning home equity into retirement income or a cushion, with or without monthly payments.
Private client
For households whose income and assets are larger or more complicated than a standard application allows for.
Mortgage and your plan
A mortgage is one of the largest items in a financial plan. I structure it alongside your advisor and accountant.
How I work
What you can expect from me
I compare lenders
For reverse mortgages I place with HomeEquity Bank, Equitable Bank and Home Trust, whose reverse mortgage is only available through brokers.
I tell you the costs and the risks
Every option has a price. You will see the trade-offs in writing, including what a decision does to your equity over time.
I look at every option
Sometimes a line of credit, a refinance or downsizing is the better fit. If it is, I will say so.
Your family and your advisor are welcome
Bring your children, your financial advisor or your accountant into the conversation. Decisions like these go better when the people you trust are in the room.
For financial advisors and accountants
I work as the lending specialist on your client's team. Your client stays your client, and the borrowing is built to support the plan you have already made with them.
Get in touch
Start with a conversation
A first conversation is free and there is no obligation to go ahead. Bring your spouse, your children or your financial advisor if you would like them there.
- Phone204-891-1118
647-905-6501 - Emailtheok@onelinkmortgage.com
- WhereAlberta, Saskatchewan, Manitoba and Ontario, by phone or video
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